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Simple Federal Tax Estimator

Refund or Tax Due?

Get a simple estimate of your federal tax, possible credits, refund, or amount due. Enter your income, dependents, credits, and federal tax already paid.

Refund See if you may get money back.
Tax Due See if you may still owe.
Credits Estimate child and earned income credits.
Tax Brackets EIC Limits Simple Explanation

Your Tax Estimate

Hover over any box for a quick explanation.
Live Estimate
Enter Income to Start $0 The estimate will update once income is entered.
Waiting on numbers

Enter income to start the federal estimate.

Your Information & Results

Enter your details below. Your results update live in this same panel.

Live
Income before the standard or custom deduction.
Taxable Income $0
Tax Before Credits $0
Tax After Credits $0
Marginal Tax Rate 0%
Effective Tax Rate 0%
Change deduction Standard • $0
Most clients use the standard deduction.
Only used when your own deduction is selected.
Deduction being used $0 The standard deduction is currently selected.
Add dependents & EITC 0 listed
Used for the Child Tax Credit estimate.
Dependents not counted as children under 17.
The calculator checks whether the income appears eligible.
Dependent credits $0
Estimated EITC $0
These are estimates and depend on additional IRS eligibility rules.
Add credits & tax paid $0 entered
Only enter credits you already know about.
W-2 withholding plus estimated tax payments.
Other credits $0
Federal tax paid $0
Federal tax paid is used to estimate whether there may be a refund or tax due.

Money Flow Snapshot

A vertical view of how income moves through deductions, tax, credits, and payments.

Your Tax Picture Each bar shows the percentage written in its detail row below.
$0
Total Income
$0
Taxable Share
$0
Tax Burden
$0
Tax Covered
$0
Final Result
Total Income
Starting amount before deductions.
$0 0%
Taxable Income
Income remaining after deductions.
$0 0%
Tax Before Credits
Federal tax before credits lower it.
$0 0%
Credits & Tax Paid
Amounts helping cover estimated tax.
$0 0%
Final Result
Your current estimated outcome.
$0 0%

Tax Bracket Breakdown

Income Range Amount Taxed Rate Tax

Estimate only. Does not include state tax, payroll tax, self-employment tax, capital gains rates, AMT, QBI, penalties, Additional Child Tax Credit refundability, or every EITC eligibility rule.

Federal Tax Brackets

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Tax Rate Single Married Filing Separately Married Filing Jointly Head of Household

This table uses income after deductions, not gross income.

Earned Income Credit Income Limits

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Children Single / Head of Household Limit Married Filing Jointly Limit Max Credit

This is a simplified Earned Income Credit reference. Actual eligibility has more IRS rules.

Simple Explanation

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Income Before Deductions

This is the income you start with before the calculator removes the standard deduction or your custom deduction.

Income That Gets Taxed

This is what remains after deductions. This is the number that goes through the federal tax brackets.

Top Tax Rate

This is the highest tax bracket your income reaches. It does not mean all your income is taxed at that rate.

Tax as % of Income

This is closer to your real average federal tax rate because it compares estimated tax to income.

Refund

A refund usually means federal tax already paid plus refundable credits are higher than the estimated tax.

Tax Due

Tax due usually means the estimated tax is higher than federal tax already paid and refundable credits.

This calculator is only an estimate. Actual tax returns can change based on forms, credits, income types, and IRS rules.